These terms and conditions (“Agreement”) govern your use of the “OneLoan” mobile application (“Mobile Application” or the “Service”) and any related products and services (collectively, the “Services”). This agreement is legally binding between you ("User", "you" or "your") and the developer of this mobile application ("operator", "we", "our" or "our") force. By accessing and using the Mobile Applications and Services, you acknowledge that you have read, understood and agree to be bound by the terms of this Agreement. If you enter into this agreement on behalf of a business or other legal entity, you represent that you have the authority to bind that entity to this agreement, in which case the term "user", "you" or "your" shall refer to such entity . If you do not have such authority, or if you do not agree to the terms of this Agreement, then you may not accept this Agreement and may not access and use the Mobile Applications and Services. You acknowledge that this Agreement is a contract between you and the carrier, even though it is electronic and not physically signed by you, and that it governs your use of the Mobile Application and Services.
User content
We do not own any data, information or material (collectively, "Content") that you submit in the Mobile Application in the course of using the Services. You are solely responsible for the accuracy, quality, completeness, legality, reliability, appropriateness and intellectual property ownership or right to use of all Submissions. We may monitor and review content in mobile applications that you submit or create using our Services. You grant us permission to access, copy, distribute, store, transmit, reformat, display and execute the content of your user account solely for the purpose of providing the Services to you. Without limiting any of these representations or warranties, we have the right, although not the obligation, in our sole discretion to refuse or remove any content that we reasonably believe violates any of our policies or is in any way harmful or objectionable. You also grant us a license to use, reproduce, adapt, modify, publish or distribute the content you create or store in your user account for commercial, marketing or any similar purposes.
Forbidden to use
Except as otherwise set forth in the Agreement, you may not use the Mobile Applications and Services or Content: (a) for any unlawful purpose; (b) solicit others to do or participate in any unlawful act; (c) violate any international, federal, provincial or state statutes, rules, laws or local ordinances; (d) infringe or violate our intellectual property rights or those of others; harass, abuse, insult, harm, defame, libel, demean, intimidate or discriminate; (f) submit false or misleading information; (g) upload or transmit viruses or any other type of malicious code which will or may (h) spam, phishing, medicine, excuses, spidering, crawling or scraping; (i) for any or unethical purposes; (j) interfere with or circumvent the security features of the Mobile Applications and Services, third-party products and services, or the Internet. We reserve the right to terminate your use of the Mobile Application and Services in violation of any prohibition.
You must repay or roll over the loan by the due date. You must repay the loan by the date specified when you receive the loan (“due date”). Be sure to repay the loan and interest by the due date. If you do not, we will, at our discretion, charge you an additional daily fee (“Late Charge”) on your loan. You then have to repay the loan amount, interest and rollover fees before the end of the Rollover period.
Failure to pay is a breach of contract. If you fail to repay the loan amount and fees within 30 days, you will be in default. After you default, we may report this default to a credit reference agency and such reporting may affect your ability to borrow money in the future. You will be responsible for reasonable costs that we or our suppliers may incur in collecting payment in accordance with applicable law. Overdue amounts will be rounded to the nearest whole number.
Our fees are paid on top of the amount you borrow. After completing account registration, you may have the opportunity to apply for a loan of a certain amount. We reserve the right to reject loan applications for any reason. However, if we accept your application and grant you a loan, we will charge you a fee which you must pay to us on repayment of the borrowed amount (“interest”). When you apply for each loan, the interest payable is listed along with the loan amount. The loan will be credited to your OneLoan account after deducting applicable interest.
We may contact you and/or your relationship contacts. You expressly agree that, as part of the Services, you may from time to time receive communications from us by text message (SMS) or email, including our promotional communications or other information about the Services. You may stop receiving promotional messages by following the opt-out instructions in the messages. Even if you opt out of receiving promotional communications, you cannot opt out of receiving service-related communications. You also expressly authorize us to contact your relationship contact to verify your information if you cannot be reached or your repayment has not been received. You acknowledge that your relationship contact has consented to sharing his/her information with us and to contacting them regarding your use of the Services.
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall the Operator, its affiliates, directors, officers, employees, agents, suppliers or licensors be liable to any person for any indirect, incidental, special, punitive, Liability for insured or consequential damages (including, but not limited to, damages for lost profits, revenue, sales, goodwill, use of content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity), under any liability theory, including, but not limited to, contract, tort, warranty, breach of statutory duty, negligence or otherwise, even if the responsible party has been advised of the possibility of such damages or was foreseeable. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF THE OPERATOR AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS AND LICENSORS IN CONNECTION WITH THE SERVICES WILL BE LIMITED TO Amounts greater than one dollar or any actual payment by The amount of cash that you rendered services to the operator within the preceding month of the first event or event that gave rise to such liability. The limitations and exclusions also apply if this remedy does not fully compensate you for any losses or fails of its essential purpose.
Assure
You agree to indemnify and hold harmless the Operator and its affiliates, directors, officers, employees, agents, suppliers and licensors from any liability, loss, damage or expense, including reasonable attorneys' fees, in connection with any arising out of or in connection with your Content, your use of the Mobile Applications and Services, or any of your willful misconduct, Section Allegations, claims, actions, disputes or demands of any of the parties against any of them.
Divisibility
All rights and restrictions contained in this Agreement are exercised, applicable and binding only insofar as they are not in violation of any applicable law and are intended to be limited to the extent necessary so as not to render this Agreement illegal, void or unenforceable. If any provision of this agreement, or any part of any provision, is held by a court of competent jurisdiction to be illegal, invalid or unenforceable, it is the intention of the parties that the remaining provisions or part-provisions shall constitute their agreement with respect to the provisions of this agreement subject matter, and all such remaining provisions or parts thereof shall remain in full force and effect.
Dispute Resolution
The formation, interpretation and performance of this Agreement and any dispute arising therefrom shall be governed by the substantive and procedural laws of Uganda without regard to its rules on conflict or choice of law and, to the extent applicable, the laws of Uganda shall apply. Relating to the subject matter of this Agreement The exclusive jurisdiction and venue of action shall be the courts located in Uganda, and you hereby submit to the personal jurisdiction of such courts. You hereby waive any right to a trial by jury in any action arising out of or related to this Agreement.
Changes and corrections
We reserve the right to modify this Agreement or its terms relating to the Mobile Application and Services at any time, effective upon posting of an updated version of this Agreement in the Mobile Application. When we do so, we will post a notice in the mobile application. Your continued use of the Mobile Applications and Services after any such changes constitutes your agreement to such changes.
Accept these terms
You acknowledge that you have read this agreement and agree to all its terms and conditions. By accessing and using the Mobile Applications and Services, you agree to be bound by this Agreement. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT, YOU ARE NOT AUTHORIZED TO ACCESS OR USE THE MOBILE APPS AND SERVICES.
Contact us
If you would like to contact us for more information about this Agreement or to contact us regarding any matter relating to it, you may do so via the contact form, by email at support@oneloan.biz